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Issue 5(1), October 2010 -- Paper Abstracts
Girard  (p. 9-22)
Cooper (p. 23-32)
Kunz-Osborne (p. 33-41)
Coulmas-Law (p.42-46)
Stasio (p. 47-56)
Albert-Valette-Florence (p.57-63)
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JOURNAL OF APPLIED BUSINESS AND ECONOMICS

Differences in Financial Actions between Chapter 13 Bankruptcy Filers and Non-filers  


Author(s): Albert A. Williams, Scott E. Kehiaian, Carolyn L. Bird

Citation: Albert A. Williams, Scott E. Kehiaian, Carolyn L. Bird, (2017) "Differences in Financial Actions between Chapter 13 Bankruptcy Filers and Non-filers ," Journal of Applied Business and Economics, Vol. 19, Iss.10,  pp. 136-155

Article Type: Research paper

Publisher: North American Business Press

Abstract:

We determine that there are significant differences in 21 of 28 financial actions between Chapter 13
bankruptcy filers and non-filers living in the Middle District of North Carolina. The significant financial
actions fall in the following areas: goal planning, income, budgeting, purchasing, insurance, credit,
savings, retirement, and mortgages. The results of this study can be used to get a deeper insight into
bankruptcy characteristics. They can also be used to restructure financial literacy education efforts to
reduce personal bankruptcy.