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Issue 5(1), October 2010 -- Paper Abstracts

Girard  (p. 9-22)

Cooper (p. 23-32)

Kunz-Osborne (p. 33-41)

Coulmas-Law (p.42-46)

Stasio (p. 47-56)

Albert-Valette-Florence (p.57-63)

Zhang-Rauch (p. 64-70)

Alam-Yasin (p. 71-78)

Mattare-Monahan-Shah (p. 79-94)

Nonis-Hudson-Hunt (p. 95-106)

JOURNAL OF APPLIED BUSINESS AND ECONOMICS

A New US Home Mortgage Structure for the 21st Century

Author(s): Warren Matthews, Robert Driver

Citation: Warren Matthews, Robert Driver, (2014) "A New US Home Mortgage Structure for the 21st Century," Journal of Applied Business and Economics, Vol. 16, Iss. 2, pp. 93-97

Article Type: Research paper

Publisher: North American Business Press

Abstract:

Until the 1960s the Savings and Loan Associations (S&L) were able to fund most US home mortgages.

Until 2008 Fannie Mae and Freddie Mac were able to fund most US mortgages without direct

government financing. After the financial crisis of 2008, the American dream of homeownership is

wounded but not dead. Going forward there is a need for reform in government housing policy and

mortgage institutions if the US is to maintain a high rate of homeownership.