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JOURNAL OF APPLIED BUSINESS AND ECONOMICS
Health insurance determinants in Zimbabwe: Case of Gweru Urban
Author(s): Francis Mhere
Citation: Francis Mhere, (2013) "Health insurance determinants in Zimbabwe: Case of Gweru Urban," Journal of Applied Business and Economics, Vol. 14, Iss. 2, pp. 62-79
Article Type: Research paper
Publisher: North American Business Press
Abstract:
This research analysed the determinants of health insurance participation in Gweru Urban. This came in
the wake of deteriorating health standards and non participation in health insurance schemes on the part
of most Zimbabweans. Given the binary nature of Health Insurance Participation, a PROBIT model was
adopted. Regression results show that the household head’s level of education, household income, age,
family size, and chronic illnesses, are all significant predictors of participation in health insurance
schemes. The study argues for the health insurance industry to claim greater involvement in the nation’s
educational achievements and productivity stimulating endeavours.
